Does Instacart Accept PayPal? How To Use It

If you have previously visited a store that does not accept PayPal and you left disappointed.  And now you want to know if Instacart does the same hence you are asking “does instacart accept PayPal“, read this article to find the answer. Here has the answer to all of your questions.

Instacart is one of the most popular grocery delivery services in the United States. As the company keeps expanding, it has added many features to its operation, especially in the area of bringing in many retailers and most prominently making payment easy for its customers. 

With Instacart you are open to a whole new world of payment options hence you do not need to sweat about looking for alternatives when paying. However, those who are new to shopping with Instacart often ask ” does Instacart accept PayPal?” If you want to find the answer to this as well as the procedures involved with paying on Instacart, its fees, and others, then do not forget to read this article to the end. 

Does Instacart Accept Paypal?


Yes, Instacart does accept PayPal as a payment method after shopping with them. All it demands is that the customer or you are to add PayPal as a payment method instead either through the app or on its website. By doing so, shopping would be made easy as you no longer have to go about looking for any alternative before you begin your purchase. 

I know you want to be very sure that Instacart accepts PayPal not just in some stores but all of them. Find out in the next paragraph as you continue reading. 

Does Instacart Accept PayPal At All Its Stores?


One thing you have to understand as we proceed to answer that question is that Instacart has many retailers selling in it. The system works in a way that can be described as a partnership. The role of Instacart is to bring the retailers and make them more accessible to the buyers

With that established, I will answer the question by saying that you can use PayPal to check out in Instacart when shopping with any retail store on the Instacart marketplace. However, the retailers might not accept PayPal at their brick-and-mortar locations or individual websites. 

How To Add PayPal To Instacart On The Website


Before you can pay with PayPal on Instacart, you must add PayPal to instacart as a method of payment either on the Instacart website or the mobile app. Let us see the steps involved with adding it up on the website below. 

  • Visit the Instacart website and click on the three horizontal lines at the top right corner of the homepage. 
  • On the next page, click on Account Settings. 
  • Select Payment Methods
  • Click on Add next to PayPal. 
  • Enter your PayPal information as well as your billing address as you will be prompted on the screen. 
  • Click on Continue. 

How To Add PayPal To Instacart On The Mobile App


Similarly, you can add PayPal to Instacart on the Instacart mobile app by logging into the app. After that click on the three horizontal lines at the top of the page.

Tap on Account Settings and then on Payment Methods. Tap Add next to the payment method that you have selected (PayPal). Enter your PayPal information and billing address and Save. 

How Do I Pay With PayPal On Instacart? 


Now that you know how to add PayPal to Instacart on the Instacart mobile app and website let us see how you can pay with PayPal on Instacart. When you log in to Instacart and have filled your cart with the desired grocery, head to the Checkout section.

Enter your delivery date and time. When you come to pick a payment method, select PayPal. Follow the prompts to submit other requirements at the checkout such as the amount and so on and click on Submit to complete the process. 

Does Instacart Accept PayPal At A Cost?


No, there is no extra cost to use PayPal with Instacart. All transactions between them are done free of charge. Although we know that PayPal fees can be very infuriating sometimes, with Instacart, you will not be charged anything more than the total amount of purchase. 

Does Instacart Accept PayPal For All Goods?


No, Instacart does not accept PayPal for all goods. Even with the rather cordial relationship between Instacart and payment which allows you to freely shop and pay with your PayPal credits, there are still some restrictions. In other words, there are some goods that you cannot purchase on Instacart and pay with PayPal. 

At the time of writing this article, Instacart does not allow the purchase of alcohol and prescriptions using PayPal. The reason for this restriction is not known but if you would like to get those goods, then you will need to select another method of payment. 

What Other Payment Method Does Instacart Accept?


Apart from PayPal, instacart accepts many other forms of methods of payment. Some of which are very familiar to you and are also very easy to use. So if you want to get a restricted good on Instacart, you can opt for any of the following forms of payment. 

  • All major Canadian and US debit and Credit Cards. 
  • EBT cards at participating stores in some selected states. 
  • Google Pay
  • Apple Pay
  • China UnionPay

How To Change My Payment Method On Instacart


So far we have established that the answer to “does Instacart accept PayPal” is Yes. And we went on to say that if you want to purchase restricted goods on Instacart, you have to change your payment method. Here is how to change your payment method on the Instacart website and the mobile app. 

Instacart website

To change your payment method, visit the official instacart website, and click on the three horizontal lines at the top left corner of the home page. On the next page, click on Account Settings and afterward select Payment Methods. Click Delete next to the payment method that you would live to remove. After that, use the steps on how to add PayPal to the Instacart website explained above, to add a new payment method, and this time, it would not be PayPal. 

On The Instacart Mobile App. 

To change your payment method from PayPal using the Instacart mobile app for Android and instacart mobile app, take the following steps. 

  • Open the mobile app. 
  • Tap on the three horizontal lines at the top left side of the screen. 
  • Click on Your Account Settings
  • On the next page, select Payment Methods. 
  • Remove the existing payment method by either wiping your finger left over the screen or simply clicking Delete. You can also do this by tapping the Pencil Icon at the top right corner and selecting Delete. 

As stated above, you can add the new payment method using the steps discussed in how to add PayPal to Instacart above. 

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Benefits Of Using PayPal With Instacart


Among the benefits of Instacart’s acceptance of PayPal are the fact that it ensures the safety of your funds and information as your details are saved with PayPal on Instacart. Also, PayPal does not charge a fee hence it helps you to save some money.



The answer to that is Yes. Instacart accepts PayPal for payment when checking out on its website and mobile app. How to use Instacart on the app and website as well as the cost, benefits and all other needed information have been explained in the article. So you can go ahead to shop on Instacart knowing that you will be able to pay through Paypal.