7 Quick Ways To Get Money Off NetSpend Account Without Card

Are you a Netspend user? Did you lose your Netspend card and you are greatly worried about how to get money off Netspend account without card? Well, I have got some good news for you so you need not worry anymore. I found 7 ways to get money off a Netspend account without a card and that is what I have written in this blog post. So without any further ado, join me as I proceed.

Netspend is an organization that offers financial services to millions of people in the US. With a Netspend account, you can make Direct deposits, mobile transfers, check withdrawals, and Netspend card withdrawals.

However, there are times when necessity would demand that you make withdrawals without your Netspend card. Is it possible, if yes, how can you do that? Find the answers to these as I show you how to get money off a Netspend account without a card.

What Is Netspend Card?


Before we go into the topic properly, I would like to give a brief overview of what a Netspend card is. A Netspend card is a prepaid debit card issued by Netspend in collaboration with some associated banks. It is used in the same way as your regular debit card for the withdrawal of money, paying bills, and making purchases.

To own a Netspend card, you have to first open a Netspend card account online by visiting the website www.netspend.com. Enter all requirements and request a Netspend card. The card is prepaid and can be reloaded at various reload locations all over the US.

How To Withdraw Money From Netspend Account

Remember we noted above that withdrawal is one of the major functions of the Netspend card. So the only official way to withdraw money from your Netspend is to use the prepaid debit card at any ATM near you.

It is simply done by visiting the ATM, slot in your card, entering your PIN, and amount, and following the prompt to get the cash. What then happens if you need some money and you do not have a card? Continue reading to get this answer.

Can I Get Money Off Netspend Account Without Card?


Having agreed that the official way to get money off your Netspend is through ATM withdrawal with the Netspend card, it is worrisome when for some reason one needs money and does not have the Netspend card. Thus you ask, can I get money off Netspend without a card?

The answer to that is a resounding YES. Although not official, there you can get your way around withdrawing money from your Netspend account without a card. I know you will ask how, let’s see it as you read on.

Reasons For Getting Money Off Netspend Without A Card. 

so I of the reasons why you would want to get money off your Netspend account without a card are highlighted as follows.

  • Your card was stolen, 
  • Your card account got hacked.
  • Forgot your PIN, 
  • Lost your card, 
  • Forgot to come out with it. 

How To Get Money Off Netspend Account Without A Card


For the reasons listed above your card is not readily available, join me now as I teach you how to get money off your Netspend account without a card in seven (7) ways. Trust me, these are very simple hacks that will leave you amazed.

By Creating A Virtual Account Number


Without your card, you can get money off your Netspend account by creating a virtual account number. With this account number, you can make a payment and cancel it later on. Netspend allows you to create up to 6 virtual accounts. Don’t know how to do it,  see the steps below.

  • Log in to your Netspend account either on the mobile app or Netspend website. 
  • Navigate to the Netspend account center to see the features of the virtual account. 
  • Create a virtual card with the virtual account number. 
  • You can use this card for your purchases and payments. 

This method is, however, not the easiest and safest. Read on to explore other options.

Ask A Friend/Family


Still, on how to get money off your Netspend account without a card, you can explore the option of asking a friend. This is quite easy and fast to do. It is achievable by telling your friend who is also a Netspend user to withdraw money from their account while you transfer its equivalent to them through their FlashPay ID.

It’s that easy because Netspend supports the transfer of funds between Netspend accounts at no cost hence you wouldn’t be charged any more money to do this. Follow these steps to learn how to transfer money to your friend’s Netspend account.

  • Log in to your online account.
  • Enter the name of your friend.
  • Enter the Flashpay ID of your friend
  • Type in the amount of money you wish to withdraw
  • Click Send.

By Requesting Cashback

Furthermore, you can get money off Netspend without a card by requesting a cashback when you shop at any store that gives cash back. At the check-out section of the store, ask them to debit the money from your account alongside your bill and give you cash in return.

Transfer The Funds To Your Bank Account Via PayPal


This method of getting money from your Netspend account without a card is quite easy and straight forwards. It has to do with sending the needed amount of money from your Netspend to your PayPal account and then from PayPal to your linked bank account. After which you can withdraw the money using the debit card of that bank.

However, this will only be possible if you had previously linked your PayPal account to Netspend. And has also linked your bank account to PayPal.

Connect Your Netspend card Through To A Wallet App


You can also use the money in your Netspend account without a card by connecting it to a wallet app like Google Pay, Apple Pay, Samsung Pay, etc. With this, you can do all your shopping without physically having the card with you. Take these steps to connect your card to a digital wallet.

  • Open the wallet app on your mobile phone.
  • Click on the Add (+) icon and tap continue
  • Enter the card information required and click next.
  • Add the needed information and tap ok.

With this, you can go ahead to get money off your Netspend account without a card.

Where To Get Your Netspend Card Information


Since the method above requires you to input your card information, I know you would be wondering how that is possible without a card.

You can get your Netspend card details like the CVV, the card number, and the expiry date. The routing and account number on your app.

How To Get Money Off Netspend Account Without A Card Through Cash App


This is rather a long process but serves as a great relief to those who have been searching for how to get money off Netspend account through Cash App. Although the two companies do not allow direct transfers between them, you can do it indirectly.

So getting money off Netspend through Cash App involves transferring the money first to PayPal, from there to your bank account, and then adding the money to your Cash App account from that bank account which has been linked with Cash App. This could take a long time, especially when using the instant transfer method.

Write A Check

This is the last option of how to get money off Netspend account without a card that we would be discussing. Requesting and writing a check to get money off Netspend should be your last resort.

This method involves contacting the customer care unit of Netspend to issue you a checkbook. This takes a long time also and may only be granted on the condition of closing your account. Nevertheless, it’s also an option so you can call Netspend at 1-866-387-7363 to request a check.

Also Read – NetSpend Routing Number

How Much Does It Cost To Get Money Out Of Netspend Card Without A Card?

The cost of getting off your Netspend account without a card is dependent on any of the 7 methods discussed above that you choose to use.

While some of them like asking a friend us free, others like bank transfer and cashback require some money. The amount is not central and static. Each bank and store have its fee. So you can only know the cost by inquiring before you proceed.



If you do not have your Netspend card, no longer do you have to worry as this article has explained 7 ways to get money off Netspend account without a card.

They are easy methods but take note of the cost and time frame of each method before you proceed.  For more inquiries, contact Netspend either through their website or phone number as listed in the post.

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