Wells Fargo Wire Routing Number – Wells Fargo Wire Transfer Routing Number

What is the Wells Fargo wire routing number? Where can I find the Wells Fargo wire routing number? Does Wells Fargo have a separate routing number for wire transfers? These are some of the questions being asked by Well Fargo customers.

Are you one of the customers seeking answers to these and more questions on the Wells Fargo wire routing number? Smile because your search is over. This article has the answers to those questions and more. 

Digital money payment has become the order of the day in our today’s computer age. No longer do people travel long distances to send money to friends, family, or business associates. They either use an ACH transfer or a wire transfer. And in doing the latter, a wire routing number is required. 

This applies to every bank, especially those in the United States including the Wells Fargo bank. So, to help Wells Fargo customers who are searching for the Wells Fargo wire routing number, we have put this highly informative article together. Sit back and relax as you read through with me, digesting every piece of information. 

What Is A Wire Routing number? 

 

A wire routing number is a nine-digit number that is used for processing wire transfers. A wire transfer is an electronic method of sending money from one bank to another bank. A Western Union transfer is a good example of a wire transfer. 

The wire routing number also called the ABA routing number identifies each banking institution. Hence with the number, it is easy to trace or locate the bank that the money was sent to. It is used alongside the bank accounts of the sender and receiver. 

For some banks, there is just one routing number that is used for processing every transaction. However, other banks have an ACH routing number separately and another set of numbers as the wire routing number. Let’s see some specific uses of the wire routing number below.  

What Is The Wire Routing Number Used For?

 

From the paragraph above, I guess you can tell already that the wire routing number is used for processing wire transfers. But what kind of wire transfer is it used for? See it as you read on. 

  • It is used for sending money between banks without going through the Federal Reserve. 
  • For processing international transfers such as Western Union.
  • They are also used for processing domestic transfers.

Does Wells Fargo Have A Wire Routing Number?

 

Yes, Wells Fargo bank has a wire routing number. This number is used for processing all wire transfers to the bank. With Wells Fargo, the wire routing number is made to help the processing of transactions faster due to its size and lathe number of customers. 

How Do I Find My Wells Fargo Wire Routing Number?

 

Since the Wells Fargo wire routing number is central for everyone and not the same as the state-based routing number, you wouldn’t find it on your paper check. Here is how to find your Wells Fargo wire routing number. 

On the Internet

You can easily find the Wells Fargo we’re routing number on the internet using the search engine of your browser. Also, many blogs such as wise, thespycode, and this blog among others contain such information. 

On the Wells Fargo Website

You can also find the Wells Fargo wire routing number by visiting the Wells Fargo website. 

By Visiting Your Bank

You can also get the wire transfer routing number of Wells Fargo by visiting any branch of the bank nearest to you. There you meet the customer representative to inquire about anything. 

On The Mobile App

Furthermore, you can get the Wells Fargo wire routing number when you log in to your mobile app. On the account information page, you will click on Show more details and then on the routing number. There you will find the routing number. 

By Calling The Wells Fargo Phone number

You can also get your Wells Fargo we’re routing number when you call the customer service phone number. The number to call is 800-869-3557

Fedwire

When you visit the Federal Reserve website, you will find your Wells Fargo wire routing number there. 

What Is The Wells Fargo Wire Routing Number?

 

The Wells Fargo wire routing number is 121000248. This is the routing number used for both domestic and international wire transfers. Although you might also need a swift code when initiating an international wire transfer. 

Can I Use Wells Fargo Wire Routing Number For ACH Transfers?

 

No, you cannot do that. Using The Wells Fargo wire routing number for ACH transfers would amount to a displacement of funds. In such a situation, you are at risk of losing your money to a different account or any other mishap. 

Always use the right routing number for the right transaction as this will determine where the funds are coming from and where they are to be paid. 

When Can I Use The Wells Fargo Wire Routing Number?

 

Since we’ve established that you cannot use the Wells Fargo routing number for ACH transfers, let us see what it can be used for. The Wells Fargo wire routing number is used for processing wire transfers. 

Wire transfers here include both domestic and international wire transfers. Although the latter would also include the use of a swift code. Now, how do you know which of the numbers to use? See below for the answer.

Which Wells Fargo Routing Number Should You Use?

 

The Wells Fargo routing number that you need to use depends on the transaction that you intend to make. If you are setting up automated bills payment, you would need to use the wire routing number. 

While that of ACH transfers and direct deposits is dependent on the state where your bank is located. Remember that no two banks have the same routing numbers. And for Wells Fargo, the write routing number is central while the routing number for ACH, savings, and Checking accounts vary with the state. 

Related Articles

Is The Wire Routing Number The Same For All Wells Fargo Branches?

 

Yes, the Wells Fargo wire routing number is the same for all branches of Wells Fargo bank in the United States. This is unlike the ACH, Checking, and Savings routing number that varies from state to state. 

So if you want to set up either a domestic or international wire transfer from anywhere, you do not need to search for any other wire routing number to use. There is just one wire routing number that covers all wire transfers. 

Conclusion

 

The Wells Fargo wire routing number is used for wire transfers and is different from the routing number for ACH transfers. The number as well as what to use it for and how you can easily find it has been discussed in the article above. With this, I know you would no longer have any more questions and doubts about the Wells Fargo wire routing number. 

Leave a Comment