Q&A: Does Klarna Accept Cash App? ( No! Here’s Alternative )

Do you use Klarna and Cash App and want to know how compatible they both are? Are you one of those asking “Does Klarna accept Cash App?” Have you been sweating out and racking your brain endlessly trying to figure out how to use Cash App on Klarna and vice versa?

Now take a deep breath of relief because you have landed on the right page. In this post, you will find answers to your questions and also see various ways to use Cash App on Klarna. I know this sounds good and you are expectant. Let’s get to the details immediately. 

What Is Klarna?


Klarna is an online payment service that allows customers to Buy Now, Pay Later. It is a service that allows customers to purchase products and pay at a future date. It gives you the allowance to pay for goods and services purchased online over time with little or no interest. 

With Klarna, users are allowed to pay for their purchases in four installments every two weeks or pay all within 30 days without interest. You could also decide to spread it for 6 to 36 months with a competitive interest rate. So you can buy from various companies and stores with Klarna with no upfront cost or without paying full price right away. 

What Is Cash App?


Cash App, on the other hand, is a peer-to-peer payment application. Like Klarna, it is used for making payments online and in-store. You can also use Cash App for other financial transactions like Direct Deposits. Interestingly, the app gives a debit card known as the Cash App card at your request. And like other debit cards, it can be used for withdrawals and payments. It is not a prepared card as money is drawn from your Cash App balance

Seeing that you can buy on Klarna and pay with your debit card at a later date and Cash App is a payment app, the question “Does Klarna accept Cash App” becomes a necessity. See the answer to that question in the paragraph below. 

Does Klarna Accept Cash App?


No, Klarna does not accept Cash App. Both apps are independent finance platforms that are used for making payments. Hence you can use either of them without involving any third-party app. Klarna does not accept any prepaid card or any foreign debit or credit card (not issued by the US government). And Cash App falls into one of these groups hence it is not accepted. 

However, there is a silver lining to everything hence there is a way to get around it and use Cash App on Klarna. In other words, there is an unofficial or indirect way to use Cash App or Klarna. And that is by going through another third-party app. Stick around as I take you through how to use it in the next paragraph. 

How To Use Klarna With Cash App


Now that you have seen the answer to “Does Klarna accept Cash App?” Let’s move on to learn the indirect way to use the two apps with each other. And this is simply by using a third-party app like Google Pay, Apple Pay, etc. In this case, we are going to use Google Pay which is accepted by both Cash App and Klarna as the Middleman. Let’s see the steps below. 

  • Open your Google Pay app.
  • Select Payment Method from the GPay.
  • Now click on Add Card and then on Proceed. 
  • Manually enter your Cash App card details as required. 
  • Thoroughly check and verify your account details.
  • Follow the prompts to add all other details. And this will successfully add your Cash App card as a payment method on Google Pay. 

When this is completed, your Cash App card can now fund your Google Pay account. And by implication, whenever you pay for goods on Klarna with your Google Pay account, you have automatically used your Cash App card. 

Other Ways To Use Cash App On Klarna. 


As we noted earlier, you can also use Klarna with Cash App through Apple Pay as an intermediary. See how that is done below. 

  • Go to your Apple Wallet on your iPhone and open it. 
  • Click on the + symbol at the top right corner of the home screen. 
  • Select the Credit or Debit Card option. 
  • Manually enter your Cash App card information. 
  • Snap your Cash Card. 
  • Follow the prompts to enter all other required information. 
  • After that, go back to the home screen of your Apple Wallet and you will find your Cash Card. 

Another alternative is to link your Cash card to your bank account or bank debit card and use its balance on Klarna. 

When Will Klarna Accept Cash App?


We can not specifically give a time that Klarna will accept Cash App as a method of payment. However, like Dooordash, we believe that updates are continually made to the Klarna payment system. Therefore we are optimistic that in the near future (soon) the management of Klarna will see the need to add Cash App to their payment methods. 

Related : Does Kroger Take PayPal? Find Out

Also Check : Does Wayfair Take PayPal? Find Out


Does Klarna Accept MasterCard?


Yes, Klarna does accept MasterCard as a method of payment. MasterCard is one of the most reliable methods of payment in Klarna. So if you have one, you are good to go. 

What Payment Methods Does Klarna Accept?


We earlier said that Klarna does not accept Cash App. However, there are many other payment methods that are acceptable by this payment service. Some of them are 

  • Visa 
  • Discover
  • MasterCard
  • Maestro
  • Google Pay
  • Apple Pay
  • Other major credit and debit cards. 

Does Klarna Accept Prepaid Cards?


No, Klarna does not accept any prepaid cards as a method of payment. See the other options above and choose the most convenient one for you.  

Is Klarna Accepted Everywhere?


Yes, Klarna is a Buy Now Pay Later service that is accepted all over the world. You can use this service anywhere Visa is accepted as a payment method. And the beautiful thing about it is that there are no additional fees or currency charges. 

What Bank Does Klarna Accept?


Klarna is accepted by almost all banks that are in support of the Buy Now Pay Later (BNPL) service. Specifically, you can use it with the following banks. 

  • Caixabank
  • Bankia
  • Santander
  • Banco Sabadell
  • ING, etc.

Note that Capital One does not support BNPL services hence it doesn’t accept Klarna. 

Does Klarna Take Cash App Card


No, Klarna doesn’t take cash App card. Just as we mentioned above, you can’t make purchases with your cash app card at Klarna. However, we have shown you guys how to use a third party app as alternative to use cash app card at Klarna.



To crown the discussion on “Does Klarna accept Cash App?” I would like to reiterate the answer given above as No. However, we went ahead to show you 3 indirect ways to use Cash App on Klarna. Go through them and choose the most suitable method for you.